I’m a FlyLady fan. There, I’ve said it. Not familiar with FlyLady? She offers a virtual community to help people who are living in CHAOS (can’t have anyone over syndrome) start to get their lives back on track. It is because of FlyLady that I’ve learned that I can do anything in 15 minutes and why I rely on a timer or the alarm clock on my cell phone to get so much done in a single day.
Yesterday, one of her messages (she sends out multiple ones a day, plus tweets her suggested tasks) was about how being organized can help you save money. Here’s a summary of what she said:
- Decluttering 15 minutes a day. In doing this you can uncover items you forgot you even owned and get rid of stuff you no longer need–either by selling it on Craigslist, giving it away to charity or throwing it away (those are my suggestions–I’ve got “cash for clutter” on my brain because of my new book deal). According to FlyLady taking back control of your clutter can save you about $20 a week. You save $1,040 annually.
- Organizing your morning the night before. The notion here is not only about laying out your outfit and making sure your bags are packed for an easy getaway in the a.m., but also that your kitchen is picked up enough so that you have the time and ability to make yourself breakfast and coffee in the morning. This will help you save the $5 or more you spend each day doing drive-through breakfast. You save $1,300 annually.
- Planning your meals weekly. You’ve heard me give this advice before and for a simple reason: when you know ahead of time what you’re going to feed your family for dinner at night, you won’t be tempted to stop on the way home for a pizza or take-out food, which is sure to bust your budget. Just one take-out meal a week could set you back $25. You save $3,900 annually.
- Getting dressed to your shoes. OK, so this “rule” takes some getting used to–especially if you were raised to take your shoes off at the door. But here’s where the logic comes in: if you wear shoes, you won’t break your toe or cut your feet. Because if you do and you have to go to the doctor or the emergency room, then you have to lay out a co-pay–assuming you even have insurance. FlyLady says that one broken foot, paid for in full, could cost you more than $1,500.
- Paying your bills online and on time. One late fee on one credit card bill could set you back as much as $100. Do it monthly because you can’t keep track of your bills or don’t know where your checkbook is and the money quickly adds up. Spend time getting your bills organized so that you can pay them automatically, and you won’t have to worry about late fees like you used to. You save $1,500 annually.
These five tips could potentially save you a little over $9,000 a year. What’s not to love about that?